Security
What are the thinkmoney Current Account fees?
Can I apply for an account if I've got bad credit?
I need to send ID to open an account. What ID can I send?
How do I upload my ID?
What if I can't or don't want to upload my ID?
What if I don't have any of the documents you accept?
How to get your ID upload right
Can I pay in cash at the Post Office?
How do I pay cheques into my account?
Where can I withdraw cash in the UK?
What's a Faster Payment?
Making contactless payments
International payments: How do I receive money from outside the UK?
How do I use Apple Pay?
How do I use Google Pay?
Why is my money held when a transaction has failed?
How long will it take for a refund to go back on my card?
Transport for London contactless payments
About contactless cards
How to approve online payments?
Security (7)
What is a One-Time Passcode?
One-Time Passcodes (OTP) are used to confirm your identity when you register for the app.
I don't recognise a transaction, what should I do?
If you see a transaction that you don't recognise, report it to us so we can investigate it and prevent further fraudulent use of your account.
Is my money protected?
Even though thinkmoney is not a bank, your money is protected as we are authorised and regulated by the Financial Conduct Authority.
How can I tell if an email is from you?
Emails from thinkmoney always include your first name, your account number with the last few digits starred out. We won't ask you for any security info.
Contactless security
Contactless is just as secure as any other way of paying for your shopping. Read more to find out what you can do to keep safe when using contactless.