Financial Guidance
Page 7 of 9

Understanding your tax code for 2016/17
It’s not just a collection of letters and numbers – your tax code shows how much Income Tax you’ll have to pay.
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What is an IBAN?
To help you understand banking jargon, we’re taking you through what an IBAN is and when you’d need to use it.
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Benefits if I work 16 hours a week or more
If you work 16 hours a week or more, you could still be entitled to claim certain benefits.
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Can car insurance be transferred to another car?
We take you through how you can transfer your current cover over to your new car.
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What help are you entitled to after pregnancy?
To help you cope with the cost of raising a child, you can receive certain benefits and help from the Government.
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Car rental club – is it cheaper than getting a car?
Can’t afford a car but need help getting around? A car rental club could be an option for you.
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Checking for any outstanding finance when you buy a car
Unpaid finance on used cars is on the increase.
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What is subsidence insurance?
Subsidence on your property can make it harder to get insured, meaning you might need specialist cover.
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Can I pay monthly for car insurance with bad credit?
Problems with your credit history? Some insurers might turn you down for monthly payments.
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'16' number plates released – save on a cheap second-hand car
You could get a good deal on a used car – check out our top tips
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Can I get car insurance for a month?
Find out whether you can get fully comprehensive cover for just 28 days.
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What to consider when leasing a car
There’s more than one way to buy a car and if you’re currently in the market for one, leasing could be an option for you.
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Should I move a Child Trust Fund into a Junior ISA?
You can’t open a Child Trust Fund any longer but you can still save for your child tax-free.
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Third-party or fully comp car insurance – which is cheaper?
Could you save by going basic or is better protection actually better value too?
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Why you shouldn’t lend your car to family or friends
You could face a fine and potentially disqualification from driving if you allow an uninsured family member or friend to drive your car.
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Cash Genie goes into liquidation – here’s how to claim
If you were a customer of the payday lender, you could be due compensation.
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Using loyalty card points to do your Christmas shopping
If you have loyalty card points saved up, why not put these towards your Christmas shopping?
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Can you appeal against your council tax banding?
Find out how you can check what your neighbours pay for council tax.
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